CSD Retirement Trust - 403(b) / Roth 403(b) / 457(b) / Roth 457(b)


    The School District of Clayton offers payroll deductions for 403(b), Roth 403(b), 457(b), and Roth 457(b) plans through the CSD Retirement Trust administered through VALIC.
    Employees should complete the 403(b) Salary Reduction and 457(b) Deferred Compensation Agreement form attached below, and return to the attention of payroll in the Business Office to iniate deductions, or change existing deductions.
    The employee can terminate an agreement at any time with written notice to payroll.
    The total amount deducted in a calendar year for employee elected salary deferrals cannot exceed the IRS limit under provisions of Code 403(b), the elective deferral limits of Code 402(g), or the limitations under Code Section 415.
    Deductions for a 403(b) or 457(b) are tax sheltered and excluded from Federal and State gross wages for income tax reporting. Roth plans are considered post-tax.
    For quick links to current information about your investments in the CSD Retirement Trust go to:  https://www.edplus.org/Page/592
    You can contact the District's VALIC Financial Advisor directly should you need any information or have any questions:
     Shane Hurst |  Financial Advisor |  VALIC Financial Advisors, Inc. 
     12312 Olive Blvd.  | Suite 265 | St. Louis MO 63141 
     Office: 314-439-4850  |  Cell: 314-704-4888  |  Email: [email protected]